James John Butler;
Banking, Financial, and Real Estate Expert
Mr. Butler has almost 20 years experience as a Banking, Financial, and
Real Estate Professional. His expertise and experience includes
banking and financial operations, transactions, and fiduciary
responsibilities; investor relations; pricing negotiations;
profitability models; ROA and ROE projections; loan and mortgage
reviews; credit analysis; training seminars; refinancing,
restructuring, and amortization – strategy workouts; lending and
mortgage transactions, including Asset-Based, Commercial Real
Estate, Syndications, Mezzanine/Bridge, and C & I; credit
investigations; loss mitigation; asset management; credit risk
tolerance; loan servicing; default and distressed asset
management; REO acquisitions and dispositions; cash flow
analytics; profitability models; financial spread software; real
estate asset management; dispensation of troubled assets and
related loans; credit loan applications and renewals; loan
covenant tracking; risk rating; credit reviews; LAN
administration; collateral analysis; cash flow analysis;
Inmatrix and Symbiant credit-risk management software; due
diligence; economic loss; fraudulent activity; mail and wire
fraud; and foreclosures.
Steven R. Chapski, CPA, CFE, CSM
Forensic Economist and Accountant
Mr. Chapski has nearly 20 years in accounting services, including tax services; bankruptcies; economics; financial statements; budgets; forecasts; audit reviews; tax returns (individual, partnership, corporate, and fiduciary); interactions with external auditors; reconcile accounts; business valuations; fraud; embezzlement; age discrimination; fee disputes; employee contracts; asset valuation/recovery; business interruptions; cash-flow projections; gift valuations; intangibles valuation; software audits; wrongful discharge; lost wage valuation; alimony/child support; divorce settlements; retail accounting; receivables analysis; asset valuation/recovery; inventory damages; trust administrations; royalties; and commissions.
Steve is a Certified Personal Accountant, a Certified Fraud Examiner, and a Certified Software Manager. He is also a member of the Supplier Forum of International Franchise Association, and has experience as an Internal Revenue Service Special Agent and as a Pinkerton Investigative Services Investigator.
Timothy S. Hefty, CPA, CFE, CFF, DABFA;
Economist and Accountant
Mr. Hefty has over 20 years experience
involving accounting, economics, and financial issues. Specific
expertise includes fraudulent activity; economic damages; business
valuations; professional malpractice; mergers and acquisitions;
damage calculations; lost profit analysis; insurance claims; marital
relations and dissolutions; identification of assets; asset tracing;
estate and gift tax planning; succession planning; shareholder and
partner disputes; asset diversion; spousal and/or child support;
breach of contract; wrongful discharge; trademark infringement; and
Tim is a Certified Public Accountant (CPA); a Certified Fraud Examiner (CFE); a Diplomat of the American Board of Forensic Accounting (DABFA); and is Certified in Financial Forensics (CFF).
He is a member of The American Institute of Certified Public
Accountants; The Ohio Society of Certified Public Accountants; The
American College of Forensic Examiners; The Association of Certified
Fraud Examiners; and The National Association of Certified Valuation
Real Estate Appraiser
Mr. Inman has more than 20
years experience as a real estate appraiser.
His experience includes real estate
transactions; property devaluations; property inspections; and US
Department of HUD compliance regulations.
John J. Murphy, Jr.;
Mr. Murphy has over 35 years of experience as an Insurance
Adjuster, Supervisor, Auditor, Arbitrator/Mediator, and
Litigation Investigator. His expertise inlcudes
Insurance loss claims involving property damage, punitive
damage, and personal injury; coverage evaluation;
arbitration/mediation and auditing; auto liability; good
faith/bad faith; chiropractors professional; construction
defects; first party property damage; lawyers professional; long
term exposure cases; medical malpractice; miscellaneous E&O and
D&O; municipal liability; nursing home liability;
products/completed operations; and standard and
non-subscriber workers compensation.
John is a Certified Mediator from the Mediation
Training Institute International, and is a Member of The
Federation of Defense and Corporate Counsel; The Defense
Research Institute; The Counsel on Litigation Management; and
The PA Defense Institute.
J. Warfel, PhD, CLU, CPCU
Insurance Industry Expert
Dr. Warfel has more
than 15 years in the insurance industry.
His experience includes insurance losses involving property
damage, punitive damage, and personal injury; breach of contract;
bad faith; agent/broker liability issues representing policyholders,
insurers, and third parties; general liability; homeowners; personal
and commercial auto; commercial property; business income;
individual life and disability; professional liability; employee
dishonesty; workers compensation; financial institution bond; inland
marine; and surety bond policies.